From a one-person LLC to a growing team, every Ohio business faces risks that personal insurance never contemplated. We build commercial programs from carriers like Travelers, Nationwide, The Hartford, Progressive and Grange so you can focus on running your business.
Commercial Coverage Options
- General liability – bodily injury, property damage and advertising injury claims.
- Business owner's policy (BOP) – general liability and commercial property bundled for small businesses.
- Commercial auto – cars, vans and trucks used for business.
- Workers' compensation – required for most Ohio employers and administered through the Ohio Bureau of Workers' Compensation system.
- Professional liability (E&O) – protection for advice and services.
- Cyber liability, umbrella, inland marine and more.
Industries We Serve
Contractors, real estate investors and property managers, retail and restaurants, professional services, trucking and delivery, and home-based businesses.
Real Estate Investors
Landlord policies, vacant-property coverage, short-term rentals and portfolio liability have unique requirements. As a real estate investor, we understand them and shop carriers that handle them well.
Frequently Asked Questions
Do I need business insurance if I work from home?
Often yes. Homeowners policies commonly exclude or limit business property and liability, so a home-based business may need its own coverage.
Is workers' compensation required in Ohio?
Most Ohio employers with employees must carry workers' compensation. The rules have specific exceptions, so talk with us about your situation.
How do I get a business insurance quote?
Click the quote button and tell us about your business. We will gather details and compare carriers for you.