Choosing a health plan means balancing premiums, deductibles, doctors and prescriptions. We help you compare plans from leading carriers, including Anthem BCBS and Aetna, so you understand what you are buying before you enroll.
Plans We Can Help With
- Individual & family health plans – ACA-compliant coverage, with or without premium subsidies.
- Small group health – options for employers who want to offer benefits.
- Short-term and supplemental coverage – bridge coverage and accident, hospital indemnity and critical illness plans.
- Dental & vision – stand-alone coverage for the whole family.
When Can You Enroll?
Most people enroll during the annual Open Enrollment Period each fall, or during a Special Enrollment Period after a qualifying life event such as losing job-based coverage, moving, marriage or the birth of a child. We can tell you which window applies to you.
What to Compare
- Monthly premium and annual out-of-pocket maximum
- Your doctors, hospitals and specialists in network
- Prescription drug formulary
- Deductibles, copays and coinsurance
- HSA eligibility for qualifying plans
Frequently Asked Questions
Can I buy health insurance outside of Open Enrollment?
Generally only if you qualify for a Special Enrollment Period, such as a loss of coverage or other qualifying life event.
Do you charge for your help?
Our guidance on plan selection is provided at no additional cost to you; carriers compensate agents, and premiums are the same whether you buy through us or directly.
What is the difference between an HMO and a PPO?
HMOs usually require you to use in-network providers and get referrals, while PPOs offer more flexibility to see out-of-network providers at a higher cost.