Practical checklists you can use today. Print any section with your browser's print button.
Home Inventory Checklist
- Walk each room with your phone and record video, narrating major items
- List make, model, serial number and purchase price for electronics and appliances
- Photograph jewelry, art, collectibles and firearms; save appraisals and receipts
- Do not forget the garage, basement, attic and outdoor equipment
- Store the file in the cloud and share a copy with a trusted person
- Update it once a year and after major purchases
Auto Accident Glovebox Checklist
- Check for injuries and call 911 if needed
- Move vehicles to safety if possible
- Take photos of all vehicles, plates, damage and the scene
- Exchange names, phone numbers, insurance information and license plates
- Request a police report number
- Call Virgin Financial Group at (614) 203-2269 to report the claim
Life Insurance Needs Worksheet (DIME)
- Debt: add up all non-mortgage debt
- Income: your annual income times the number of years your family needs support
- Mortgage: your remaining mortgage balance
- Education: estimated college costs for your children
- Add final expenses, then subtract existing life insurance and savings earmarked for these goals
Medicare Enrollment Timeline
- 3 months before your 65th birthday month: your Initial Enrollment Period begins
- Month you turn 65: coverage can start; enroll early to avoid gaps
- 3 months after: your Initial Enrollment Period ends
- October 15 to December 7 each year: Annual Enrollment Period
- January 1 to March 31: Medicare Advantage Open Enrollment (for those already in Advantage)
Questions to Ask Before You Buy Any Policy
- What is and is not covered? What are the main exclusions?
- What are my deductibles, limits and sublimits?
- Is it replacement cost or actual cash value?
- How does this policy respond to a claim, and who do I call?
- What discounts am I receiving, and what could change them?
Keep Learning
Browse our insurance blog for in-depth articles on auto, home, life and Medicare coverage.